Her er brev 1
dato
Navnet ditt
Adresse by, stat, postnummer
Personnummer:###########
D.O.B.: ##/##/####
Adresse by, delstat, postnummer
I henhold til Fair Credit Reporting Act, seksjon 609 (a)(1)(A), er du i henhold til føderal lov pålagt å verifisere - gjennom den fysiske verifiseringen av den originale signerte forbrukerkontrakten - alt og alt kontoer du legger inn på en kredittrapport. Ellers kan alle som betaler for rapporteringstjenestene dine fakse, sende e-post eller e-post på en uredelig konto. Jeg krever å se verifiserbart bevis (en original forbrukerkontrakt med min signatur på) du har registrert på kontoene som er oppført nedenfor. Din manglende evne til å bekrefte disse kontoene har skadet min evne til å få kreditt. Under FCRA må ubekreftede kontoer fjernes, og hvis du ikke kan gi meg en kopi av verifiserbare bevis, må du fjerne kontoene som er oppført nedenfor. Jeg krever at følgende kontoer bekreftes eller fjernes umiddelbart. Navn på konto
Kontonummer Oppgi fysisk bekreftelse Kreditor Takk for din raske hjelp i denne saken. Med vennlig hilsen ditt navn ---------------------------------------------------- -------------------------------------------------- ----------------------
Brev # 2 gjeldende dato
Navnet ditt
Adresse by, stat, postnummer
SSN: ###-###-###
DL #: ###########
D.O.B.: ##/##/####
CRA-NAVN Adresse By, stat, postnummer Vær oppmerksom på at dette er min ANDRE SKRIFTLIGE FORESPØRSEL. De ubekreftede elementene oppført nedenfor forblir på kredittrapporten min i strid med føderal lov. Du er pålagt i henhold til FCRA å ha en kopi av den originale kreditors dokumentasjon på fil for å bekrefte at denne informasjonen er min og er korrekt. I resultatene av din første undersøkelse sa du skriftlig at du "verifiserte" at disse elementene blir "rapportert riktig"? Hvem bekreftet disse kontoene? Du har IKKE gitt meg en kopi av NOEN original dokumentasjon som kreves i henhold til seksjon 609 (a)(1)(A) og seksjon 611 (a)(1)(A) (en forbrukerkontrakt med min signatur på) og under seksjon 611 (5)(A) av FCRA – du er pålagt å "...umiddelbart SLETTE all informasjon som ikke kan verifiseres." Loven er veldig klar når det gjelder det sivile ansvaret og rettsmidlet som er tilgjengelig for meg for "uaktsomt mislighold" (seksjon 617) hvis du ikke overholder det. Jeg er en rettslig forbruker og har fullt ut til hensikt å forfølge rettssaker i denne saken for å håndheve rettighetene mine under FCRA. Jeg krever at følgende kontoer bekreftes eller fjernes umiddelbart. Navn på konto
Kontonummer Oppgi fysisk bekreftelse Kreditor Takk for din raske hjelp i denne saken. Med vennlig hilsen ditt navn ---------------------------------------------------- -------------------------------------------------- ---------------------------- Brev 3 Gjeldende dato
Navnet ditt
Adresse by, stat, postnummer
SSN: ###-###-###
DL #: ###########
D.O.B.: ##/##/####
CRA-NAVN Adresse By, stat, postnummer Vær oppmerksom på at dette er min TREDJE SKRIFTLIGE FORESPØRSEL og SISTE ADVARSEL om at jeg fullt ut har til hensikt å forfølge rettssaker i samsvar med FCRA for å håndheve rettighetene mine og søke lettelse og gjenopprette alle økonomiske skader som jeg kan ha krav på. til under seksjon 616 og seksjon 617 angående dine fortsatte forsettlige og negl https://eforms.com/debt/credit-report-dispute-letter/ seksjon 609-hemmeligheter
Seksjon 609 hemmeligheter Tvistebrev
KREDITTRAPPORT TVISTBREV [DATO] [NAVN PÅ DEBITOR]
[GATEADRESSE]
[BY, STAT]
[POSTNUMMER] [NAVN PÅ KREDITTBYRÅ]
[GATEADRESSE]
[BY, STAT]
[POSTNUMMER] Kjære [KREDITTBYRÅ], jeg, [NAVN PÅ DEBTOR], har skrevet dette brevet for å bestride et krav som er feilaktig oppført på kredittrapporten min med byrået ditt. Skyldende beløp er ikke lenger utestående for følgende poster: Skyldt part: [NAVN PÅ GJELDSEIER] Beløp: [UTESTÅENDE SALDO] Jeg bestrider dette kravet siden virksomheten ikke lenger eksisterer. Dette er min offisielle forespørsel om å få det nevnte elementet slettet fra kredittrapporten min. Vedlagt følger kopier av dokumenter som beviser min uttalelse. Vennlig hilsen [NAVN PÅ DEBTOR] Hvordan skrive Last ned: Adobe PDF, Åpen dokumenttekst (.odt) eller Microsoft Word (.docx) Trinn 1 – Noe standardinformasjon bør oppgis som overskrift Datoen da dette brevet blir utført eller signert skal rapporteres på den tomme linjen merket "Dato." Avsenderen av denne kommunikasjonen må identifisere seg og rapportere sin postadresse ved å bruke de tomme linjene merket "Fullt navn", "Adresse" og "By, stat" Trinn 2 – Malen vil trenge situasjonsspesifikke fakta presentert Åpningen eller hilsenen til dette brevet vil begynne med ordet "Kjære" og krever at mottakerens navn vises på den tomme linjen etter dette ordet. Avsenderens fulle navn skal vises på den første tomme linjen i dette brevets brødtekst. Deretter dokumenterer du det juridiske navnet til kreditorenheten som avviket gjelder på den tomme linjen etter ordene "Part skyld." Den tomme linjen etter ordene "Beløp," vil trenge hele dollarbeløpet for kredittfeilen na
Here is letter 1 Current Date
Your Name
Address City, State, Zip Code
SSN: ###-###-###
DL #: ###########
D.O.B.: ##/##/#### CRA NAME
Address City, State, Zip Code According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify -through the physical verification of the original signed consumer contract -any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see Verifiable Proof (an original Consumer Contract with my Signature on it) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the accounts listed below. I demand the following accounts be verified or removed immediately. Name of Account
Account Number Provide Physical Verification Creditor Thank you for your prompt assistance in this matter. Sincerely, Your Name ---------------------------------------------------------------------------------------------------------------------
Letter # 2 Current Date
Your Name
Address City, State, Zip Code
SSN: ###-###-###
DL #: ###########
D.O.B.: ##/##/####
CRA NAME Address City, State, Zip Code Please be advised this is my SECOND WRITTEN REQUEST. The unverified items listed below remain on my credit report in violation of Federal Law. You are required under the FCRA to have a copy of the original creditor’s documentation on file to verify that this information is mine and is correct. In the results of your first investigation, you stated in writing that you “verified” that these items are being “reported correctly”? Who verified these accounts? You have NOT provided me a copy of ANY original documentation required under Section 609 (a)(1)(A) & Section 611 (a)(1)(A) ( a consumer contract with my signature on it ) and under Section 611 (5)(A) of the FCRA – you are required to “…promptly DELETE all information which cannot be verified.” The law is very clear as to the Civil liability and the remedy available to me for “negligent noncompliance” (Section 617) if you fail to comply. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA I demand the following accounts be verified or removed immediately. Name of Account
Account Number Provide Physical Verification Creditor Thank you for your prompt assistance in this matter. Sincerely, Your Name --------------------------------------------------------------------------------------------------------------------- Letter 3 Current Date
Your Name
Address City, State, Zip Code
SSN: ###-###-###
DL #: ###########
D.O.B.: ##/##/####
CRA NAME Address City, State, Zip Code Please be advised this is my THIRD WRITTEN REQUEST and FINAL WARNING that I fully intend to pursue litigation in accordance with the FCRA to enforce my rights and seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 regarding your continued willful and neglhttps://eforms.com/debt/credit-report-dispute-letter/ Section 609 secrets
Section 609 secrets Dispute Letter
CREDIT REPORT DISPUTE LETTER [DATE] [NAME OF DEBTOR]
[STREET ADDRESS]
[CITY, STATE]
[ZIP CODE] [NAME OF CREDIT BUREAU]
[STREET ADDRESS]
[CITY, STATE]
[ZIP CODE] Dear [CREDIT BUREAU], I, [NAME OF DEBTOR], have written this letter to dispute a claim that is falsely listed on my credit report with your bureau. The amount(s) owed are no longer outstanding for the following items: Party Owed: [NAME OF DEBT HOLDER] Amount: [OUTSTANDING BALANCE] I am disputing this claim as the business is no longer in existence. This is my official request to have the aforementioned item to be deleted off my credit report. Enclosed are copies of documents that prove my statement. Sincerely, [NAME OF DEBTOR] How to Write Download: Adobe PDF, Open Document Text (.odt) or Microsoft Word (.docx) Step 1 – Some Standard Information Should Be Furnished As The Heading The Date when this letter is executed or signed should be reported on the blank line labeled “Date.” The Sender of this communication will need to identify himself or herself and report his or her Mailing Address using the blank lines labeled “Full Name,” “Address,” and “City, State” Step 2 – The Template Will Need Situation Specific Facts Presented The opening or greeting of this letter will begin with the word “Dear” and require the Name of the Recipient produced on the blank line after this word. The Sender’s Full Name should be presented on the first blank line of this letter’s body. Next, document the Legal Name of the Creditor Entity the Discrepancy Applies to on the blank line after the words “Party Owed.” The blank line following the words “Amount,” will need the Full Dollar Amount of the Credit Error named in the concerned Credit Report. Finally, the last blank line in this letter has been reserved so the exact reason behind the Dispute may be listed. For example, if the debt has been paid, state as much along with the Account Number, Date of Last Payment/Release, and other applicable proofs. Step 3 – Executing This Letter May Only Be Done Through A Valid Signature The Sender of this document will have to sign his or her Name on the line after the word “Sincerely.” Dispute Letter
CREDIT REPORT DISPUTE LETTER [DATE] [NAME OF DEBTOR]
[STREET ADDRESS]
[CITY, STATE]
[ZIP CODE] [NAME OF CREDIT BUREAU]
[STREET ADDRESS]
[CITY, STATE]
[ZIP CODE] Dear [CREDIT BUREAU], I, [NAME OF DEBTOR], have written this letter to dispute a claim that is falsely listed on my credit report with your bureau. The amount(s) owed are no longer outstanding for the following items: Party Owed: [NAME OF DEBT HOLDER] Amount: [OUTSTANDING BALANCE] I am disputing this claim as the business is no longer in existence. This is my official request to have the aforementioned item to be deleted off my credit report. Enclosed are copies of documents that prove my statement. Sincerely, [NAME OF DEBTOR] How to Write Download: Adobe PDF, Open Document Text (.odt) or Microsoft Word (.docx) Step 1 – Some Standard Information Should Be Furnished As The Heading The Date when this letter is executed or signed should be reported on the blank line labeled “Date.” The Sender of this communication will need to identify himself or herself and report his or her Mailing Address using the blank lines labeled “Full Name,” “Address,” and “City, State” Step 2 – The Template Will Need Situation Specific Facts Presented The opening or greeting of this letter will begin with the word “Dear” and require the Name of the Recipient produced on the blank line after this word. The Sender’s Full Name should be presented on the first blank line of this letter’s body. Next, document the Legal Name of the Creditor Entity the Discrepancy Applies to on the blank line after the words “Party Owed.” The blank line following the words “Amount,” will need the Full Dollar Amount of the Credit Error named in the concerned Credit Report. Finally, the last blank line in this letter has been reserved so the exact reason behind the Dispute may be listed. For example, if the debt has been paid, state as much along with the Account Number, Date of Last Payment/Release, and other applicable proofs. Step 3 – Executing This Letter May Only Be Done Through A Valid Signature The Sender of this document will have to sign his or her Name on the line after the word “Sincerely.”igent noncompliance. Despite two written requests, the unverified items listed below still remain on my credit report in violation of Federal Law. You are required under the FCRA to have a copy of the original creditors documentation on file to verify that this information is mine and is correct. In the results of your first investigation and subsequent reinvestigation, you stated in writing that you “verified” that these items are being “reported correctly”? Who verified these accounts? You have NOT provided me a copy of ANY original documentation ( a consumer contract with my signature on it) as required under Section 609 (a)(1)(A) & Section 611 (a)(1)(A). Furthermore you have failed to provide the method of verification as required under Section 611 (a) (7). Please be advised that under Section 611 (5) (A) of the FCRA – you are required to “…promptly DELETE all information which cannot be verified.” The law is very clear as to the Civil liability and the remedy available to me (Section 616 & 617) if you fail to comply with Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the following accounts be verified or removed immediately. Name of Account
Account Number Provide Physical Verification Creditor . Thank you for your prompt assistance in this matter. Sincerely, Your Name --------------------------------------------------------------------------------------------------------------------- Current Date
Your Name
Address City, State, Zip Code
SSN: ###-###-###
DL #: ###########
D.O.B.: ##/##/####
CRA NAME Address City, State, Zip Code NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617 Please accept this final written OFFER OF SETTLEMENT BEFORE LITIGATION as my attempt to amicably resolve your continued violation of the Fair Credit Reporting Act regarding your refusal to delete UNVERIFIED information from my consumer file. I intend to pursue litigation in accordance with the FCRA to seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 if the UNVERIFIED items listed below are not deleted immediately. A copy of this letter as well as copies of the three written letters sent to you previously will also become part of a formal complaint to the Federal Trade Commission and shall be used as evidence in pending litigation provided you fail to comply with this offer of settlement. Real Results I demand the following accounts be verified or removed immediately. Name of Account
Account Number Provide Physical Verification Creditor . Thank you for your prompt assistance in this matter. Sincerely, Your Name ---------------------------------------------------------------------------------------------------------------------
http://knowcandology.blogspot.com/2017/04/credit-repair-fcra-section-609.html
No comments:
Post a Comment